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How We Work

Our planning approach covers the 5 critical areas in your financial life. It is designed to provide
our clients with peace of mind and confidence in retirement so you can live your life to the fullest.

Income Planning

  • Evaluate current and future spending needs
  • Help build a lifetime income stream to meet those needs
  • Maximize your social security benefits
  • Minimize your tax burden

Investment Planning

  • Determine your current risk tolerance
  • Ongoing management of your investment portfolio
  • Periodically meet to review your investment performance and life changes
  • Complimentary review of your 401k plan

Tax Planning

  • Maximize your tax-free income
  • Suggestions to minimize your tax burden
  • Assist with ROTH IRA conversions as recommended
  • Perform an annual review of your tax return

Long-term Care Planning

  • Discuss your long-term care needs
  • Consider how inflation could impact your situation
  • Review your existing long-term care options
  • Implement long-term care strategy

Legacy Planning

  • Review or establish your legacy goals
  • Review your asset protection strategy
  • Maximize FREE wealth transfers
  • Ongoing review based on life changes

Our Process

Our proprietary client-focused 5 step planning process helps us determine your needs and goals and
creates a clear path forward.

1. Discovery

  • Discuss your current needs and future goals
  • Gather your current financial information and determine your risk tolerance
  • Explain our process and how we work together

2. Analysis

  • Stress testing your current portfolio to determine current risk
  • Review your prior years’ tax returns for tax-savings ideas
  • Determine a clear path forward to meet your current needs and future goals

3. Present Solutions

  • Review your personalized plan and address your questions
  • Explain current portfolio risks and recommended changes
  • Discuss tax-savings suggestions

4. Plan implementation

  • Begin asset transfer process
  • Implement recommended strategies as agreed
  • Manage investment accounts

5. Ongoing Monitoring

  • We monitor your accounts regularly and update your plan as needed
  • We will meet with you periodically to review progress and performance
  • We are available to answer your questions or assist you as needed

For more information about our firm and the services we offer, send us a quick email or call the office. We would welcome the opportunity to speak with you. | (602) 830-3859